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Dienstag, 4.10.2022
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Prime Minister Pham Minh Chinh hailed efforts made by the banking sector on August 4 in terms of digital transformation due to their diverse range of products and services for both people and businesses.

In his speech “Digital transformation day of the banking sector” made in Hanoi, PM Chinh, who is also head of the National Committee on Digital Transformation, emphasised that the sector has played a significant role as part of the national digital transformation process.

He therefore urged the sector to further reform its management methods towards modernity and transparency, as well as diversifying and improving the overall quality of its products and services, thereby contributing to fighting money laundering.

The sector should strive to understand more about the demand of people, businesses, and credit institutions in order to devise suitable legal documents, with this facilitating the application of digital technologies in banking services, the PM went on to add.

He requested that the State Bank of Vietnam (SBV) continue its close co-ordination with ministries and agencies to quickly perfect the decree on cashless payments to be submitted to the Government.

Common infrastructure such as payment and credit information infrastructure should continue to be promoted, he said, suggesting stronger connectivity be created between banks and credit organisations and other sectors.

The PM also requested that the sector move to ensure security and safety in digital transformation, particularly given the rise of high-tech crime. This is along with stepping up communication work to raise public awareness of the benefits brought about by digital transformation, focus more on personnel training, and enhance international co-operation in digital transformation.

According to Nguyen Thi Hong, governor of the SBV, many domestic banks have 90% of their transactions conducted via digital platforms, with this figure surpassing the target of 70% set for 2025.

Half of banking services are expected to be digitalised, with 70% of transactions set to be carried out online by 2025, Hong noted.

Prior the event, the PM visited an exhibition showcasing a range of outstanding products and services as part of the digital transformation process in the banking sector.

As part of this occasion, PM Chinh held a working session with representatives from the SBV and commercial banks, during which he congratulated the sector on its effective operations amid a host of difficulties, especially those caused by the COVID-19 pandemic and soaring goods prices.

He therefore asked the sector to further cut interest rates in support of businesses and actively engagement in the State’s policies, particularly housing credits for workers and low-income earners.

Participants attributed the outstanding developments of banks to sound policies adopted by the Party and the State, the management of the Government, and stability throughout the country.

The banks also pledged to respond to the PM’s appeal by supporting businesses and people.

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Quelle/Source: VOV, 04.08.2022

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